Estate planning is essential for everyone, regardless of the size of the estate. Life insurance plays a crucial role in various aspects of estate planning, helping provide financial security to your loved ones. Here are 10 ways to use life insurance in estate planning for modest estates. 1. Estate tax Some states impose estate or… Continue reading 10 Uses of Life Insurance in Estate Planning

February 23, 2025 | 6 min read

If you’re in the market for life insurance, you might feel overwhelmed by the many choices available. A common path is to buy a single term life policy that provides a fixed amount of coverage for a set number of years. However, there’s an alternative strategy that could be both more strategic and flexible: laddering… Continue reading Laddering Life Insurance: A Strategic Approach

February 23, 2025 | 6 min read

The sandwich generation finds itself in a unique and often challenging position. These are individuals who simultaneously provide financial support for their children—often adult children—while also caring for aging parents, and in some cases, grandparents. With increasing life expectancies and rising costs of living, this dual responsibility can create significant financial strain. By understanding the… Continue reading How Can the Sandwich Generation Balance Supporting Kids and Aging Parents?

February 23, 2025 | 7 min read